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  • Writer's pictureRebecca Herbst

Introducing Yield & Spread's Giving Guide

Updated: Feb 7

In my coaching program for aspiring philanthropists, I’ve seen such a wide variety of interests when it comes to building a donation strategy. People have such unique goals, but I most often get the following types of questions:


“Am I donating in a tax-advantaged way?”

“Should I be donating cash? What about stocks or bonds?”

“Does a Donor-Advised Fund make sense for me?”

“When should I donate? Today or later as I build wealth?”


While there isn’t a one-size-fits all donation strategy for everyone, there are some common financial planning guidelines that will help most donors figure out what they want to give (cash or securities), when to give (now or later), and how to give (from which accounts).


That’s why I created Yield & Spread’s Giving Guide, a succinct summary that will help donors navigate the world of charitable accounts and donation strategies.




Many donors I speak with are highly concerned with the tax optimization of their donation strategy, so much so that perfect becomes the enemy of good. In pursuit of coming up with an absolutely flawless financial plan, many donors face so much friction to “get it right” they never end up donating at all! Our Giving Guide will help you get your charitable financial plan up and running so that you can focus on the bigger picture – how to be impactful and make a difference.


Here's a quick overview of what to expect:

  • Donating cash vs. securities (stocks, bonds, funds)

  • Donating from your brokerage account, donor-advised fund, or IRA

  • Tax optimization strategies like itemizing and bundling, or bunching

  • Pros and Cons or different approaches


If you want to dive deeper into financial planning and philanthropy, we’ve simultaneously released a number of posts under the “Giving” theme on our blog. Definitely make sure to check out our series on Donor-Advised Funds!

 

Disclaimer: The information contained in the Yield & Spread website, course materials and all other related content is provided for informational and educational purposes only. It is not intended to substitute for obtaining accounting, tax, or financial advice, and may not be suitable for every individual. Yield & Spread is not a registered investment, legal or tax advisor or a broker/dealer.


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