If you can use a computer and you understand basic math, then you are more than able to take this course and learn to invest.

You don't need anything, but ideally you are able to get access to all your bank account information so you can begin taking action starting Day 1 of the course.

We can teach you how to get rich. But not quickly. Building wealth in a stable, growing manner doesn't happen overnight. If you're looking for a get rich quick scheme, this isn't it.

You'll learn about stocks, bonds, and funds. We do not teach alternative investment strategies such as real estate, cryptocurrency, angel investing, etc. We are solely focused on passive investment strategies, investing without having to spend hours and hours doing research.

The strategy we teach in this course is best for those who have not yet reached traditional retirement age. So whether you are still in school or you are well into your career, this course is right for you.

The investing approach we teach is global in nature, but the nitty gritty accounts and taxes that are explained are U.S. focused.

We decided to move online so we could reach more people. The live course had too many time restraints. However, we know a lot of you like to ask questions. So we are still offering live options for groups of people (10 or more). Please reach out if you are interested in something like this.

Most of the hard work put into Yield & Spread is volunteer-based. People have contributed their time and energy because they believe in our cause. Therefore, all of our operating costs are attributed to making this course available to you (our website, hosting our course online, etc.) We're quite lean and our annual costs are estimated to be <$700. So every dollar above and beyond that goes to charity.

We're committed to making you happy. If you pay for one of our courses and are not satisfied, you can request a refund within 3 weeks (21 days) after your payment. Please reach out with any questions. We don't offer partial refunds.